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Customer Service

Product Charge
Issuance of Balance Certificate/Other Certificates NPR 500/- for institutional account – Free for Balance Certificate of fiscal year end once a year. Other NPR 500/- per certificate
Balance Reconfirmation Request (Applicable to company and institution) NPR 200/- PER REQUEST
Cheque Book Return Failure Charge NPR 200/-
Dormant or Inactive Account Activation Charge Free
Cheque Book issuance against lost cheque Book NPR 200/-
Cheque requisition slip lost NPR 200/-
Charge against uncollected Cheque Books (Within three month of cheque book issued) Free
ABBS Charges NPR 5/- Application

Mobile Banking

Product Charge
Mobile/SMS Banking Registration NPR 250/-
Mobile/SMS Banking Renewal (Yearly) NPR 250/-
Reset PIN/Password NPR 25/-
Unblock Service Free

Clearing

Product Charge
Express Clearing NPR 100/-
Inward Cheque Return (Insufficient fund) Free
>Regular NPR 50000 to NPR 200000/- NPR 0/-
Normal >NPR 99999/- NPR 0/-
ECC charge for cheque amounting NPR 200,000 and above NPR 200,000 NPR 15/- per cheque (Above NPR 200,000).No charge below cheque amount NPR 200,000

RTGS

Product Charge
>For transactions settled in Morning Exchange-10:30 to 13:30 (up to 13:00 on Friday) NPR 25/-
>For transactions settled in Afternoon Exchange-13:30 to 15:00 NPR 50/-
>For transactions settled in Evening Exchange-15:00 to 15:40 NPR 125/-

IPS

Product Charge
Upto NPR 500 NPR 2/-
>NPR 500 to NPR 50000 NPR 5/-
Above NPR 50000 NPR 10/-

Credit

Product Charge
Loan Service Fees 1% of sanctioned amount
Pre-payment charges (For sanctioned loans above 50 Lakhs) Paid within first 2 years 100% of Service Fee
Pre-payment charges (For sanctioned loans above 50 Lakhs) Paid within 2 to 5 years 50% of Service Fee
Pre-payment charges (For sanctioned loans above 50 Lakhs) Paid beyond 5 years 20% of Service Fee
Renewal Charges 20% of Service Fees

Debit CARD

Product Charge
Issuance of ATM/Debit Card NPR 300/-
>Reissuance of PIN NPR 100/-
Cash withdrawal Fees other than SKDBL's ATMs Free